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Truck & Equipment Finance

Keep Your Business Moving Forward

Practical truck finance options for owner-drivers, growing fleets and working businesses.

Finance Options

Truck Finance for Every Kind of Operator

From a single owner-driver truck to a growing fleet, we compare finance options built for working vehicles.

New Truck Finance

Finance structures for new trucks, matched to how your business uses the vehicle.

Used Truck Finance

Options for pre-owned trucks, including trade purchases and private sales.

Owner-Driver Finance

Finance built around the cash flow realities of an owner-operator business.

Fleet and Business Vehicle Finance

Structured finance for businesses adding to or replacing multiple vehicles.

Getting Started

What You'll Typically Need

Every application is different, but having these ready can help move things along.

Identification

Valid driver's licence or other accepted photo ID.

Income Evidence

Recent payslips, tax returns or business financials, depending on your structure.

ABN / Business Details

Current ABN registration if applying as a business or owner-driver.

Vehicle Details

Make, model, age and purchase price of the truck you're financing.

How It Works

Truck Finance in Four Steps

1

Tell Us About Your Vehicle

Share what you're looking to finance and how it'll be used.

2

Review Finance Options

We compare structures suited to owner-drivers and fleets alike.

3

Prepare Application

We help gather documents and prepare your application.

4

Move Forward With Confidence

Once approved, you're ready to keep your business moving.

Common Questions

Frequently Asked Questions

Can I finance a truck as a sole trader or owner-driver?

Yes — owner-driver finance is structured around your specific business setup, whether you're a sole trader, company or partnership.

Do you finance used and older trucks?

In many cases, yes, though lender criteria around vehicle age and condition can vary. We'll help identify options suited to the specific truck.

What documents will I need for a fleet application?

Typically business financials, ABN details and information on each vehicle being financed — we'll confirm the exact list for your situation.

Is GST treatment different for business truck finance?

It can be, depending on your finance structure (e.g. chattel mortgage vs lease). We recommend speaking with your accountant alongside your broker.

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Related Services

Information on this page is general in nature and does not take into account your personal or business financial situation. It does not constitute financial or credit advice, and no outcome — including loan approval — is guaranteed. Speak with a Prime Path Brokerage specialist to understand what may be possible for your circumstances.
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